August 1, 2025
Implement upcoming payroll changes and prepare for tax renaming and new API integrations.
Upcoming Changes to Funding Payrolls by Wire
Effective next Thursday, August 7th, we are introducing several changes to processing timing and statuses for payrolls that are funded by wire:
- Payrolls funded by wire will remain in a
pendingstatus until the wire is received, rather than transition immediately intoprocessing, which means they can be reopened.
- Payrolls funded by wire will move to a
failedstatus if the wire is not received by the approval deadline. This does not create a failed funding strike for the employer, but will prevent the approval of additional payrolls until the payroll is funded or voided.
- The approval deadline for payrolls funded by wire will be updated from 5pm ET the day before payday to 4pm ET on payday. This allows employers to create and approve payrolls with same-day payments, if they fund the payroll via wire. Wire payments must be received before 5pm ET the day before payday for payments to settle in employees’ bank accounts on the morning of payday. Otherwise, they will settle by 6pm ET on payday.
These changes offer partners and employers greater flexibility and clarity when processing payrolls funded by wire. For more information about funding payrolls by wire, refer to our Fund by Wire guide.
Coming Soon: Renaming FICA to Social Security
We are renaming the “FICA” and “Employer FICA” taxes to “Social Security Tax” and “Employer Social Security Tax”, respectively. This change will be made in Sandbox on August 7th and in Production on August 14th.
FICA (Federal Insurance Contributions Act) is an industry term that refers to both Social Security and Medicare taxes. Medicare is returned under a separate set of taxes in Check. Referring to Social Security taxes as “FICA” was a misnomer and could lead employers and employees to believe that they were being charged twice for Medicare.
Please ensure that your customers are aware that this change is being made, as these taxes will begin appearing under the updated descriptions on paystubs and other reporting. In addition, please ensure that your integration with Check API is not directly dependent on tax descriptions, as tax descriptions such as these are subject to change.
Consolidated ACH ID
As announced last week, Check has consolidated to a single ACH ID: 1209306000. Going forward, payroll customers with debit blocks on their business bank account only need to whitelist this ID for Check to be able to debit them for payroll. Historically, employers who use debit blocks have needed to whitelist two ACH IDs, one for each of the banks Check uses to process payroll.
Coming Soon: Check’s New Filing API
We’re excited to announce that in early September, we will be launching a new Filings API, which will replace the existing Tax Filings API (slated for deprecation by 12/31/25). We’ve added API documentation about the Filings API to our public documentation.
Note: Beginning in the Q3 filing period, the legacy Tax Filings API will no longer represent failed filings for all taxes. Instead, the Filings API will be kept completely up to date. As a result, we recommend migrating away from relying on the Tax Filings API before October 2025.
NEXT Workers’ Comp Fixes
We’ve shipped improvements that close the loop on four edge cases in the NEXT Insurance Workers’ Compensation (WC) integration. These fixes clear the path for smoother policy management, and make it easier than ever to monetize worker’s comp alongside payroll.
For those already leveraging the Next Worker’s Comp Integration, you can find detailed fixes for Missing Pre-Policy Payrolls, Offline Lead Data Sharing, Offline policy_purchased Status, and 1099 Data in our latest changelog.
Ready to start offering Next Insurance? There are a few easy steps to get set up:
- Embed the NEXT component – Leverage the run-ready Workers’ Comp workflow for fast quoting and automatic consent capture.
- Update your team on your new offering – Make sure sales and customer support are aware of your WC offering, and let them know that any issues can be resolved with a support ticket.
- Refresh your GTM collateral – Spotlight pay-as-you-go Workers’ Comp in demos and landing pages.
The NEXT integration keeps employers compliant, increases platform lock-in and earns you a referral share on every policy, all without building a bespoke insurance arm. The ability to sync with your existing wage data ensures employers’ coverage and payments accurate, and automatic premium calculations eliminate their risk of large year-end bills and surprise audits.
If you’re ready for guidance on embedding or positioning Workers’ Comp, contact your PM or email growth@checkhq.com – we're here to help!